phjill Privacy Policy

Your privacy matters to phjill. This policy explains what personal data we collect, why we collect it, how we use and protect it, and the rights available to you under Philippine law.

Your Privacy at phjill — At a Glance

Six core privacy commitments phjill makes to every account holder

Data Minimisation

phjill collects only the personal data that is necessary to operate your account, verify your identity, process transactions, and comply with legal obligations. We do not collect data "just in case" — every data point we hold has a defined purpose.

Secure Storage & Transmission

All personal data held by phjill is stored on encrypted servers and transmitted via TLS/SSL protocols. Access to personal data within phjill's systems is restricted to authorised personnel on a need-to-know basis, and all staff handling personal data are subject to confidentiality obligations.

No Sale of Personal Data

phjill does not sell, rent, or trade your personal information to third parties for marketing purposes. Your data is shared only with service providers who process it on our behalf under strict data processing agreements, and with regulators and law enforcement where legally required.

Your Rights Under the DPA

Under the Philippine Data Privacy Act of 2012 (Republic Act 10173), you have the right to access, correct, erase, object to the processing of, and port your personal data. phjill provides straightforward mechanisms to exercise all of these rights from your account settings.

Defined Retention Periods

phjill retains your personal data only for as long as necessary to fulfil the purposes for which it was collected, plus any additional period required by Philippine law or regulation. Financial transaction records are retained for a minimum of 5 years in accordance with Anti-Money Laundering Act requirements.

Breach Notification

In the unlikely event of a personal data breach that poses a real risk of serious harm, phjill will notify affected users and the National Privacy Commission within the timeframes required by the Data Privacy Act. We will also take immediate steps to contain and remediate the breach.

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